Mortgages · First-time buyers

Buying your first home, made far less daunting

One adviser, a wide range of lenders — from “can I even afford this?” to the keys in your hand.

FCA regulated   ·   5% deposit schemes   ·   First-time buyer SDLT relief

Buying your first home? Start here

Buying your first home is exciting — and, if we’re honest, a bit overwhelming. Most first-time buyers I meet have started by Googling everything and ended up going round in circles, unsure what actually matters.

You don’t need to have it all figured out before you get in touch. Working out what’s possible, and explaining it clearly in plain English, is exactly what I’m here for — from that first “where do we even begin?” through to picking up the keys.

At a glance
✓  Deposits from 5%
✓  A wide range of lenders
✓  Gifted-deposit friendly
✓  An honest view on schemes

What actually matters

What you can borrow

What you can borrow

Lenders vary a lot. I’ll give you a realistic figure based on your income and outgoings — before you fall for a house.

The right lender

The right lender

I compare a wide range of lenders to find a mortgage that suits your situation.

Costs beyond the deposit

Costs beyond the deposit

Conveyancing, survey and stamp duty — including the first-time buyer relief you may qualify for.

How it works

step-1.svg

A proper chat

No pressure, no jargon — just your situation.

step-2.svg

Finding the right lender

I search a wide range of lenders to find a mortgage that suits your needs.

step-3.svg

I handle it

Chasing through to completion, keeping you posted.

★★★★★

After a year and a half of trying to buy our first home, Steel & Co were one of the biggest reasons we made it through. Amanda was a constant source of help — she chased our solicitor and always made us feel like a priority.

— Matthew Wittish, December 2025

Related services

Amanda Steel, mortgage adviser at Steel & Co Financial, Lowestoft

I'll be with you from your first question

Buying your first home can feel like learning a new language. I'm Amanda Steel — I'll explain the process in plain English, including which government schemes might help, and stay with you personally through to getting the keys.

Let’s get you started

A free, no-pressure chat — send a few details and Amanda will personally come back to you.

Your home may be repossessed if you do not keep up repayments on your mortgage.