Insurance · Mortgage protection

Keep your mortgage paid, whatever happens

Your mortgage is probably your biggest monthly outgoing. Mortgage protection insurance keeps it covered if your income suddenly stops.

Panel of providers   ·   Plain-English advice   ·   No pressure

What happens if you can’t work?

For most households, even a few months without income would make the mortgage a serious problem — statutory sick pay or redundancy pay rarely stretches far enough.

Mortgage protection insurance steps in to cover your repayments while you’re unable to earn. Policies have waiting periods, payout limits and exclusions, so the detail matters — and I’ll make sure you understand exactly what’s covered before you decide.

At a glance
✓  Provider options explained
✓  Accident & sickness cover
✓  All-three cover
✓  Waiting periods explained

How I help

Covers your payments

Covers your payments

If illness, injury or redundancy stops your income, the policy keeps your mortgage paid.

Choose your cover

Choose your cover

Cover options vary by provider and eligibility — I’ll explain the waiting periods, limits and exclusions.

MPPI or income protection?

MPPI or income protection?

They’re easily confused. I’ll talk through the trade-offs and which fits your situation.

How it works

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A proper chat

No pressure, no jargon — just your situation.

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I search the market

A range of providers, not tied to one insurer.

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I handle it

Chasing through to completion, keeping you posted.

Related services

Amanda Steel, mortgage adviser at Steel & Co Financial, Lowestoft

Keeping your mortgage paid if you can't work

I'm Amanda Steel. I'll help you understand what mortgage protection insurance actually covers, so a change in circumstances doesn't have to mean losing your home.

Protect your mortgage payments

Let’s have a chat about cover that fits. Send a few details and Amanda will personally come back to you.