Mortgages · Buy-to-let
Buy-to-let, with a property team alongside
First rental or growing portfolio — the only local broker under the same roof as a commercial property agency.
Wide lender choice · Property + finance, one team · Portfolio & refinancing
How buy-to-let lending works
Buy-to-let isn’t assessed like a residential mortgage. Lenders look mainly at the rent the property can achieve — usually needing it to comfortably exceed the payments — and most expect a larger deposit.
There’s a lot of variation between lenders on how they assess all this, which is where comparing a wide range of lenders earns its keep. I match you to the lenders whose criteria suit your situation.
Why landlords work with me
The right lender, matched
Criteria vary hugely on rent cover and deposit. I find the lenders whose rules fit how your numbers stack up.
Found, let, managed, mortgaged
A commercial property team under the same roof — joined-up local knowledge no other broker offers.
Portfolio & refinancing
Refinance as deals end, release capital to expand, or restructure — whether you own one property or several.
How it works
A proper chat
No pressure, no jargon — just your situation.
Finding the right lender
I search a wide range of lenders to find a mortgage that suits your needs.
I handle it
Chasing through to completion, keeping you posted.
Related services
I'll help you build a portfolio that works
I'm Amanda Steel, your local mortgage adviser. Whether it's your first buy-to-let or you're adding to an existing portfolio, I search across a wide range of lenders for rates that work for landlords, not just owner-occupiers.
Planning a buy-to-let?
A purchase or a refinance — let’s talk it through. Send a few details and Amanda will personally come back to you.
Your home may be repossessed if you do not keep up repayments on your mortgage.
The Financial Conduct Authority does not regulate most buy-to-let mortgages.